BHSF Ltd in Birmingham

Description:
BHSF Limited is a market-leading not-for-profit health insurer which can trace its history back to a charity which started in 1873, The Birmingham Hospital Saturday Fund, set up to help fund Birmingham hospitals.

Now, BHSF insures 400,000 people through 265,000 policies. Most of these help customers with their everyday health costs - that do not come free or easy on the NHS - such as optical, dental, therapies, health consultations and much more. Also, BHSF has brought its not-for-profit philosophy to the marketing of other health-related products and HR services including absence management, employee assistance programmes, personal accident insurance, annual travel insurance, Care4 life insurance and Plan4Life cancer insurance.

Three quarters of BHSF's business is transacted through employers who pay the premiums for their employees or alternatively offer payroll-deduction arrangements. Employees therefore enjoy corporate rates which are heavily discounted. The remaining policies are paid by direct debit.

BHSF's association with 30 client organisations can be traced back for 125 years or more - these include Cadbury's, Birmingham City Council and West Midlands Police. More recently, major employers have wanted nationwide service to their sites in different parts of the country; BHSF has grown with this need and has a nationwide team dealing with sales and support. Its 3,000 client organisations include some of the UK's biggest names - like Allied Carpets, Argos, Sainsbury's, General Motors and Homebase - along with many hundreds of SMEs and smaller businesses.

Being a not-for-profit organisation means that more value can be ploughed back into products. Having no-one to serve but its customers is a very powerful message. The quality theme carries through to its service standards. For instance, 475,000 claims are paid each year, and around 90% are paid within 2 days of being received. The training and support given to staff are reflected by its accreditations by IIP and ISO 9001:2000. The Company was chosen as 2006 SME of the year by Birmingham Chamber of Commerce and also rated as 'one to watch' in the Times 100 Best Small Companies survey, 2007.


Products & Services:
Health Cash Plans
Plan4Life Cancer Insurance
Care4 Life Insurance
Travel Insurance
Food Intolerance Testing
Pet Insurance
Financial Services
Employee Assistance Programs (EAP)
Childcare Vouchers
Abssence Management
Stress risk assessment
Occupational Health
Health screening
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